First Home Buyer Loans

First Home Buyer Home Loans Summary: The bigger the deposit, the better off you'll be - you'll save on costs like Lenders Mortgage Insurance (LMI) and Interest over the course of the loan. There are Grants and Concessions available for First Home Buyers but they differ in each state. Not all lenders lend first time buyers…

Car Loans

It can take time to find the right car for you, so when you do, you don't want your car loan to hold you up. Because we work with a wide panel of lenders, I can find you competitive rates with the most favourable conditions. I know which lenders have the hottest deals and who's approving fast,…

Low-documentation Loans

Low documentation (low doc) home loans work well for self employed borrowers for buying residential, investment or commercial property. Pricing and credit criteria varies significantly between lenders, so it's important to understand the options available to you. Many Australians enjoy the freedom of working for themselves, but being self-employed means your time can be tight,…

Construction Loans

There's a big difference between financing for a build and financing to buy an established home. When you engage a builder you agree to make progress payments – regular pre-planned installments during the build process. Until the final payment is paid to the builder, your lender will usually only charge interest on the amount of…

Renovation Loans

Renovation does add value to the property that is why many people decide to upgrade their house. But a renovation project doesn't always have to be big – it really can be anything from upgrading a kitchen or installing a pool, to building a granny flat. You have two main options if you choose to…

Investment Loans

Property Investment is a great way to generate income, build equity and access tax breaks. But to achieve this, there are a number of things you need to consider and we're here to help educate you on everything you need to know. What to know when comparing investment loans Property Investment isn't as straightforward as…

Personal Loans (extra money for a holiday, new furniture, school course, medical expenses, or wedding ? )

A personal loan is a good way to get the extra funds you need. There are two types of personal loans – secured and unsecured. Secured loans generally offer lower interest rates than unsecured loans, but you must put up something for collateral, like your house, your car or your boat. If you don't pay…

How can I compare my home loan options?

Finding the perfect loan can feel like a maze. That's why almost half of Australians use a mortgage broker to do the hard work for them. There are literally thousands of home loans out there and it can be difficult to figure out which one is right for you. The main point is when it…

How will my credit history impact my loan application?

We can tell you how your credit history will impact your loan options and talk you through the steps needed to secure the right loan for your needs. A credit file is kept for any person who has borrowed money for a credit card, a mortgage or a car over the past seven years. Your…

Interest rate on home loans

A home loan’s interest rate will either be a variable rate that moves up or down or a fixed rate that stays the same during the loan term. You can also split your loan into fixed or variable portions. Here’s everything you need to know about choosing an interest rate. Variable interest rates The most…